Kehidupan Anda Amat Berharga, Terutamanya Kepada Yang Tersayang. Ia Suatu Kenyataan Yang Menyedihkan Namun Kehidupan Boleh Berubah Selamanya Disebabkan Kemalangan Ngeri, Serangan Sakit Jantung Atau Penyakit Merbahaya. Kesannya Amat Meruntun Jiwa, Terutamanya Kepada Keluarga Anda! Jadi, Elakkan Diri Anda Dari Terperangkap Dalam Kejadian Mengejut Yang Tidak Diingini Ini.LINDUNGI DIRI ANDA DARI KOS RAWATAN PERUBATAN YANG TINGGI DENGAN MEDICALIFE 207.
- PEMBAHARUAN TERJAMIN (SEHINGGA USIA 80 TAHUN)
- TIADA JADUAL PEMBEDAHAN TERBATAS
- PEMBEDAHAN HARIAN
- RAWATAN KANSER DAN DIALISIS BUAH PINGGANG PESAKIT LUAR
- RAWATAN FISIOTERAPI PESAKIT LUAR
- PENJAGAAN KEJURURAWATAN DI RUMAH
- YURAN LAPORAN PERUBATAN
- PERLINDUNGAN 24 JAM DI SELURUH DUNIA
Jadual Manfaat, sila lihat di bawah:-
Medicalife 207 membantu anda mengatasi biaya perubatan yang tinggi dan menyediakan perubatan, pembedahan serta hospital, yuran ambulan dan caj perubatan lain. Dengan keahlian Medicalife 207, anda tidak perlu menghadapi kerumitan prosedur tuntutan. Gunakan Kad Perubatan ini untuk urusan segera kemasukan hospital dan ketika keluar hospital.
KEISTIMEWAAN PELAN
A. Kad Perubatan Medicalife 207Sebagai pemegang polisi, anda hanya perlu mengemukakan kad ini di mana-mana hospital yang turut serta untuk kemudahan urusan kemasukan hospital.
B. Penerimaan Meluas Kad Perubatan Medicalife 207Kad Perubatan Medicalife 207 diterima oleh hospital-hospital yang turut serta di seluruh Negara untuk memberi keistimewaan dan faedah tertentu kepada pemegang polisi ketika kemasukan hospital.
C. Pusat Panggilan 24 Jam Medicalife 207Keahlian menawarkan anda bantuan 24 jam untuk rujukan perubatan, pengawasan dan lain-lain maklumat dalam dan luar Negara. Anda hanya perlu menelefon Talian Bebas Tol : 1800-88-1320
D. Tuntutan Mudah Medicalife 207Anda tidak perlu risau tentang menyedia dan mengemukakan tuntutan kerana semua biaya di bawah Medicalife 207 akan dibayar secara terus kepada hospital-hospital yang turut serta. Tiada bil yang melambung tinggi. Medicalife 207 menyediakan kemudahan kepada semua pemegang polisi, ketika ia amat diperlukan.
JAMINAN PELAN MEDICALIFE 207
1. Jaminan Pembaharuan Keahlian sehingga umur 80 tahun
2. Menikmati Bil Perubatan PERCUMA bernilai RM 150,000 sehingga RM 600,000 ( sila rujuk pelan )
3. Pelepasan cukai LHDN sebanyak RM 3,000
4. Elaun Penjagaan Anak di Hospital ( bagi anak yang diinsuranskan ) sehingga RM 200/hari
5. Elaun Penjagaan Kejururawatan di Rumah sehingga RM 500 sehari
6. Rawatan Pesakit Luar PERCUMA bagi Kemalangan dan Kecemasan
7. Rawatan Pesakit Luar bagi Dialisis Buah Pinggang dan Kanser
8. Elaun RM 50/hari bagi pemegang polisi yang mendapat rawatan di hospital kerajaan
9. Bil rawatan anda di bayar 100% ke atas kos pembedahan, khidmat pakar bius, khidmat & bekalan hospital, bilik bedah dan bilik Unit Rawatan Rapi.
10. Tiada Co-Insurance Co - Insurance ialah pembayaran yang di kenakan sebanyak 10% dari bil rawatan anda.Contoh : Bil rawatan anda RM 1200, maka Co-Insurance anda 10% x RM 1200 = RM 120Jadi, anda kena tambah wang anda sendiri RM 120 sebelum anda discharge.
11. 100% Perlindungan. Tiada unsur pelaburan yang meragukan.
12. Anda di benarkan membuat TUNTUTAN sekiranya mendapat rawatan SELAIN hospital panel
BANTUAN KECEMASAN DI LUAR NEGARA
Kemudahan program bantuan antarabangsa ditawarkan dengan MAA Medicalife 207 anda. Hubungi khidmat 24 jam kami : 603-79561233 di mana- kos panggilan anda dicaj balikkan.
Perkhidmatan yang ditawarkan adalah :-
Program Bantuan Perubatan AntarabangsaPemindahan perubatan kecemasan, penyeliaan penghantaran balik dari segi perubatan, penghantaran ubat yang tidak boleh didapati di pasaran tempatan, penghantaran balik jenazah ke Malaysia dan kepulangan anak-anak tanggungan.
SENARAI HOSPITAL PANEL
Kuala Lumpur
01. Chinese Maternity Hospital
02. Damai Service Hospital
03. Gleneagles Intan Medical Centre
04. Hospital Pantai Indah Kuala Lumpur
05. Kampung Baru Medical Centre
06. Pusat Pakar Tawakal
07. Hospital Pusrawi
08. Sentosa Medical Centre
09. Sentul Medical Centre
10. Tung Shin Hospital
11. UM Specialist Centre
12. Pantai Cheras Medical Centre
13. Hospital Universiti Kebangsaan Malaysia
14. Institut Jantung Negara
Selangor
01. Assunta Hospital
02. Darul Ehsan Medical Centre
03. Kajang Plaza Medical Centre
04. Kelana Jaya Medical Centre
05. Kamuning Medical Centre
06. Megah Medical Centre
07. Pantai Klang Medical Centre
08. Sri Kota Medical Centre
09. Subang Jaya Medical Centre
10. Sunway Medical Centre
11. Sentosa Medical Centre
Melaka
01. Pantai Air Keroh Medical Centre
02. Putra Specialist Hospital Melaka
Pahang
01. Kuantan Medical Centre
02. Kuantan Specialist Hospital
Johor
01. Hospital Penawar
02. Johor Specialist Hospital
03. Medical Specialist Centre
04. Pusat Pakar Kluang Utama
05. Puteri Specialist Hospital
06. Putra Hospital, Batu Pahat
07. Kempas Medical Centre
08. Hospital Pantai Batu Pahat
Kedah
01. Kedah Medical Centre
02. Metro Specialist Centre
03. Putra Medical Centre
04. Strand Hospital
Pulau Pinang
01. Bagan Specialist Centre
02. Gleneagles Medical Centre
03. Island Hospital
04. Lam Wah EE Hospital
05. Penang Adventist Hospital
06. Tanjung Medical Centre
07. Pantai Mutiara Penang
Perak
01. Ipoh Specialist Hospital
02. Hospital Pantai Putri Ipoh
03. Kinta Medical Centre
04. Perak Community Specialist Hospital
05. Taiping Medical Centre
06. Fatimah Hospital
07. Sri Manjung Specialist Centre
Negeri Sembilan
01. Columbia Asia Medical Centre Seremban
02. Seremban Specialist Hospital
03. Port Dickson Medical Centre
04. Nilai Cancer Institute
Kelantan
01. Kota Bahru Medical Centre
02. Pusta Pakar Perdana
Terengganu
01. Kuala Terengganu Specialist Hospital
Sabah
01. Damai Specialist Centre
02. Sabah Medical Centre
03. Sandakan Medical Centre
04. Thomas Klinik Pakar Surgery
Sarawak
01. Columbia Asia Medical Sentre, Miri
02. Normah Medical Centre
03. Rejang Medical Centre
04. Timberland Medical Centre
05. Sibu Specialist Centre
06. Kuching Specialist Hospital
SOALAN LAZIM
Q: Why do I need this plan?
A: Because hospital costs can be substantial and could wipe out your precious savings. The last thing you want to worry about when you go to a hospital is money!
Q: Who is eligible to apply?
A: Anyone from the ages of thirty (30) days old up to fifty-nine (59) years old (LAST BIRTHDAY AGE) and who is in good health.
Q: When does my cover begin?
A: From the day we approve your application form.
Q: Is the MedicaLife 207 Plan renewal Guaranteed?
A: Yes, renewal is GUARANTEED up to age 80 or when the Lifetime Limit is exhausted (whichever is earlier).
Q: Is there a waiting period?A: Yes, 30 days from effective date of policy unless resulting from accident. Q: If I renew my MedicaLife 207 Plan insurance policy, will the 30-day waiting period apply?
A: No.
Q: How much can I claim?
A: You may claim up to the Overall Annual Limit in a year and up to the Lifetime Limit during your lifetime under the chosen plan subject to individual benefit limits.
Q: Is there any deductible from each and every claim?
A: NO, there is no deductible in the MedicaLife 207 Plan.
Q: What is Upgraded Room and Board Co-Payment?
A: If the Insured person is hospitalised at a Room & Board rate which is higher than his/her eligible benefit, the Insured Person shall bear 10% of the other eligible benefits described in the Schedule of Benefits for each and every claim.
Q: If MedicaLife 207 Plan is cashless at participating hospitals, why does the Insured still have to pay a certain amount of deposit during admission?
A: This is usually a deposit for Non-Medical related expenses such as telephone charges, laundry, etc., or Co-Insurance amount to be borne by the Insured. Depending on hospitals, this deposit normally ranges from RM200 to RM2,500.
Q: Can I seek treatment at a Non-Panel Hospital?
A: Yes. However, the policyholder has to pay first and seek reimbursement later, based on Customary and Reasonable charges.
Q: Why does or why would a hospital not accept the MedicaLife 207 Plan Medical Card?
A: The followings are common circumstances whereby this can happen:
1) illness is not covered, first 30 days waiting period, Specific illnesses, Underwriting exclusions, General exclusions or Non-disclosure of Pre-existing illnesses;
2) Final diagnosis is different from the initial diagnosis;
3) Policy has expired;
4) Application has not been approved;
5) Policy has expired, but renewal premium was paid (could possibly due to policy could not be approved as there is a shortage of premium or relevant documents are not complete or timing is incorrect);
6) Hospital Admission Staff refused to contact MediExpress; and/or
7) Policyholder goes to a Non-Panel Hospital.
Q: May I upgrade my plan?
A: Yes, you may. However, any request to upgrade will be treated as a new application and may require you to provide details of your current state of health.
Q: How do I make a hospitalisation and/or surgical claim?
A: In the event you have been treated at a hospital which is not a participating hospital, just call 1-800-88-1320 (MediExpress) to make your claim. All services from MediExpress on admission & discharge are subject to eligibility, benefits of your plan and a waiting period of 90 days at the first policy year.
Untuk Keterangan Lanjut Atau Temujanji Sila Hubungi : -
Maznah
Maa Consultant
Hp – 019-258 3632, 03-7877 2063
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